Overview

At PearTree Financial Services, we accelerate and increase giving by substantially reducing the after tax cost of donation. This is achieved through a prearranged series of transactions whereby donors subscribe to flow through shares which are donated and immediately monetized for the charity. The share subscription, donation and charity sale are all co-ordinated by PearTree and completed over the course of a day. The charity is in funds on closing equal to the donor pledge.

In Canada, flow through share donations have evolved into a proven and powerful philanthropic tool. The after-tax cost of giving on a $100,000 gift is reduced, ranging from 16% in Québec to 40% in Ontario

Our structured transactions have facilitated over $ 100 million in donations since 2007, saving donors more than $40 million. Recipient charities range from small to mid-size charities and include many leading institutional hospitals and universities .

Benefits

PearTree provides a seamless, easy and efficient turnkey service for donors and charities. Donor and charity participation requires a non binding registration of interest followed by a few minutes of step by step document signing once the specifics of a transaction are presented. PearTree achieves this efficiency of service by working with:

• the broker / investment banker community sourcing appropriate flow through issues;
• the legal and accounting tax community providing tax and accounting analysis used to advise respective donor clients to tailor flow through deductions that best suit their needs; and
• the tax authorities including CRA and Revenue Québec in confirming tax policy and audit position by securing advanced tax rulings.

PearTree's sole business activity is assisting charities and donors. Our professional team will assist you in the process - from tax analysis to working with your choice charity and fulfilling your gift intention